{"id":240,"date":"2020-06-09T20:29:49","date_gmt":"2020-06-09T20:29:49","guid":{"rendered":"https:\/\/title-ins.com\/?page_id=240"},"modified":"2021-06-21T15:19:19","modified_gmt":"2021-06-21T15:19:19","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.title-ins.com\/?page_id=240","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t
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Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A home is the single largest investment most of us will make in our lives.
To buy with confidence, get owner's title insurance. It's the smart way to protect your property from legal and financial claims. To help you understand how it works, here are answers to common questions. <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What is Title?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A title is your ownership right to your property.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Why Should I Purchase Owner's Title Insurance?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Purchasing owner’s title insurance is a smart decision because it’s the best way to protect your property from future legal claims.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What is a Title Search?
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A title search is a standard part of the home buying process that is conducted to cover issues that could prevent your right to the property. \u00a0Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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What Does Owner's Title Insurance Cost?
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The one-time parent for owner’s title insurance is law relative to the value of your home. \u00a0The typical owner’s title insurance policy costs around 0.5% of the home’s purchase price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What is Title Insurance?
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If you’re buying a home, title insurance is a policy that protects your investment and property rights. There are two different types of title insurance: owner’s policy and lender’s policy.\u00a0<\/p>

Type 1:<\/strong> \u00a0An owner’s policy protects your property rights for as long as you own the home.<\/p>

Type 2:<\/strong> \u00a0A lender’s policy is usually required by the lender and protects only the lender’s financial interests. \u00a0The buyer typically pays for this policy, but this varies depending on geography. \u00a0We recommend you ask an ALTA member how it’s handles in your area.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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How Long Am I Covered?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Your owner’s insurance policy lasts as long as you won your property. Your life will change over time, but your peace of mind never will. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What Happens At Settlement?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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You sign the legal documents and receive the keys to your home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Our Underwriters\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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A title is your ownership right to your property.\u00a0<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Call Us Anytime With Questions You May Have<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Frequently Asked Questions A home is the single largest investment most of us will make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal and financial claims. To help you understand how it works, here are answers to common questions. What is Title? …<\/p>\n

FAQ<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-240","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.title-ins.com\/index.php?rest_route=\/wp\/v2\/pages\/240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.title-ins.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.title-ins.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.title-ins.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.title-ins.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=240"}],"version-history":[{"count":105,"href":"https:\/\/www.title-ins.com\/index.php?rest_route=\/wp\/v2\/pages\/240\/revisions"}],"predecessor-version":[{"id":2517,"href":"https:\/\/www.title-ins.com\/index.php?rest_route=\/wp\/v2\/pages\/240\/revisions\/2517"}],"wp:attachment":[{"href":"https:\/\/www.title-ins.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}